Which of the following is a benefit of having a two-factor authentication policy?

Having a two-factor authentication (2FA) policy significantly enhances security measures because it adds an additional layer of protection beyond just a username and password. With 2FA, even if a hacker manages to obtain a user's password, they would still need a second factor—such as a code sent to the user's mobile device or a fingerprint scan—to gain access. This dual requirement makes unauthorized access considerably more difficult, thus reducing the risk of data breaches and improving overall security.

While it might seem like two-factor authentication complicates the login process, which could imply a simplification of login procedures, the primary purpose is to improve security rather than ease of use. Some people might believe that 2FA reduces the need for complex passwords, but in reality, 2FA is often used in conjunction with complex passwords to bolster security. Minimizing user errors in data entry is not a direct benefit of having a two-factor authentication policy; rather, 2FA focuses on verifying user identities effectively. Thus, the enhancement of security measures is the most accurate and direct benefit of implementing a two-factor authentication policy.